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Banking Universe Mapper

Map your optimal offshore banking universe based on entity type, operational needs, and geographic requirements. Identify the perfect banking partners across 15+ offshore financial centers.

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Banking Universe Tool

Offshore Banking Partner Mapper

Entity & Requirements Profile

Optimal Banking Universe

12 Banks
Recommended Banking Partners
6 Jurisdictions
Geographic Coverage
95%
Service Coverage

Primary Banking Partners:

Bank A (Switzerland)Primary Relationship
Services: Private banking, custody, investment management | Minimum: $5M
Bank B (Singapore)Operations Hub
Services: Multi-currency accounts, payments, FX | Minimum: $2M
Bank C (Luxembourg)Fund Services
Services: Fund administration, custody, regulatory | Minimum: $10M

Secondary Partners:

  • Cayman Islands: 2 banks for fund structures
  • Dubai: 1 bank for Middle East operations
  • Jersey: 2 banks for European access
  • Mauritius: 1 bank for African/Indian markets
  • Hong Kong: 3 banks for Asian connectivity

Diversification Benefits:

  • Regulatory risk: Spread across 6 jurisdictions
  • Currency exposure: 8 major currencies covered
  • Service redundancy: 95% overlap protection
  • Geopolitical risk: Multi-regional distribution
Banking Universe Strategy

Optimization Framework

Geographic Optimization

  • Jurisdictional diversification: 4-8 offshore centers for risk distribution
  • Time zone coverage: 24/7 operational capability
  • Regulatory arbitrage: Access to different regulatory frameworks
  • Tax efficiency: Optimize withholding taxes and treaty networks
  • Political stability: AAA-rated jurisdiction preference
Risk reduction: 60-80% through diversification

Relationship Stratification

  • Primary relationship: 40-60% of assets with main private bank
  • Operational hubs: 2-3 banks for daily operations
  • Specialty providers: 4-6 banks for niche services
  • Backup relationships: 3-4 banks for contingency planning
  • Emerging markets: 2-3 banks for geographic expansion
Service coverage: 95%+ with redundancy

Selection Criteria Matrix

  • Regulatory compatibility: Entity type and activity alignment
  • Service breadth: Comprehensive vs. specialized offerings
  • Technology capability: API access and digital infrastructure
  • Relationship management: Dedicated team and expertise
  • Cost efficiency: Fee structures and minimum balances
Due diligence score: 90%+ requirement
Banking Universe Examples

Optimal Configurations by Entity Type

$500M Family Office

Multi-generational wealth with global investments

  • Primary: UBS/Credit Suisse (Switzerland) - $200M
  • Operations: DBS (Singapore) - $100M
  • Custody: Brown Brothers Harriman (Luxembourg) - $150M
  • Specialty: Butterfield (Cayman), Rothschild (Jersey)
  • Total relationships: 8 banks across 5 jurisdictions
Annual banking costs: $850K (0.17% of AUM)

$1B Crypto Exchange

Institutional crypto platform with global operations

  • Primary: Sygnum (Switzerland) - $300M
  • Operations: Standard Chartered (Singapore) - $200M
  • Correspondent: Silvergate (US), Signature (US)
  • Specialty: SEBA (Switzerland), Galaxy (Luxembourg)
  • Total relationships: 12 banks across 6 jurisdictions
Annual banking costs: $2.1M (0.21% of AUM)

$100M Hedge Fund

Multi-strategy fund with complex prime brokerage needs

  • Prime Brokerage: Goldman Sachs, Morgan Stanley
  • Administration: IQ-EQ (Cayman), Apex (Luxembourg)
  • Banking: JP Morgan (Singapore), HSBC (Hong Kong)
  • Specialty: Northern Trust (Cayman), RBC (Jersey)
  • Total relationships: 10 banks across 5 jurisdictions
Annual banking costs: $450K (0.45% of AUM)

Banking Universe Benefits

85%
Risk Reduction vs. Single Bank
95%
Service Coverage Guarantee
40%
Cost Reduction vs. Fragmented Approach

Ready to Map Your Optimal Banking Universe?

Schedule a banking universe consultation with our offshore banking experts to develop your customized multi-bank strategy.

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